We are about half-way through 2022. With the increased in mortgage Interest Rates, there are several speculation that the market is going to "crash"... In my 20 years of practice, the only crash observed was in 2008.Do I think that the Bay Area market is going crash where the average sale price

There are many discussions, arguments about the Return on Investment in the Stock Market or Real Estate – which is better?!? Well, I don’t have the answer to this million $ question, as all of us have our own risk tolerance. However, what I can share with you is how to use you use your

It has been the question that everyone is asking for the past 10 years, and the market has proven many of us wrong over and over. Since the last market crash in 2008-2010, many have attempted to answer this questions. I myself included, and have I been wrong – YES!!!I have been following the

As most of you already know, there are several predictions of the increased in interest rates in 2022. What does this mean to the active Real Estate Market that we have seen over the past few years, even during the COVID pandemic? If you have been following my bogs, you know that I have shared

I have been tracking the our local real estate market trend ever since I switched my career ~ 20 years, ago. I have seen 30 yrs Mortgage Interest rate as high as 18.000% in 1981. Never in my current life cycle that I would imagine seeing 30 yrs fixed Interest Rate as low as 2.500%, and 2.000% for 15

As many of you know, we have all been one way or another, impacted by the COVID-19 Pandemic since March 2020. As a broker that helps managed a few properties for my investors, it has been my duty to keep up with all the changes with the Laws that affects Landlords and Tenants alike.California AB-832

On September 16, 2021, 2 new laws was signed that will change many residential neighborhood in California. SB-9 allows homeowner in a SINGLE-FAMILY zone to split their lot into 2, and then allow up to 2 residential units (duplex) on each lot. That would mean a potential of up to 4 homes o a piece of

It is without doubts that there are a lot of talks about the market "crash", the market "correction" are coming due the growth we have seen this past few years, even during this COVID pandemic! Most believe that there is a cycle to every investment markets, including real estate, and what goes up,

If you have been following my blog, you know that I have been tracking market trend for as long as I have been a realtor/mortgage broker. Over the past 18 months, most of us wonder why the market has gone up so so much. A properties in the Bay Area were seeing offers as much as 2 times the listing

According to the Centers for Disease Control on the day we celebrate the birth of America, over 172 million Americans, or about 67% of the adult population, have received at least one dose of the COVID-19 vaccine. About 156 million have received both doses, or about 47%. As our Nation is getting