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Nick Pham, Broker

Nick Pham, Broker

Top San Jose Realtor

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2023 San Jose Real Estate Market Health

We continue to hear predictions from homeowners (buyers) that the market is going to crash... Is it wishful thinking or are there some truth to that?With the interest rates almost double in 2022, most homeowners expect that home sales will decline. As predicted in my previous blogs, I did expect the
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2022 Year-to-Date Real Estate Market Data

Here is an up-to-date market data to help everyone decide for themselves regarding the state of the local #realestate market. When compared to the historical data, we are still in seller's market.Yes, the market has slowed down due to the increased in interest rates (back to the normal level) .
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San Jose Real Estate Market!

Everyone know summers are typically busy for real estate. With the increase in mortgage interest rates, how is the market? How do you think the market is going to do during the 2nd half of 2022? Are we seeing a crash like the “2008-Crash” on the horizon? Is it still the right buy or sell
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Bay Area Real Estate Market Health, Summer 2022

While some of us pray for the market to decline, it is not likely that it will anytime soon. What do I mean by this?1. With the recent increase in interest rates, home sales have slow down as expected, meaning that # of homes for sales (active) is more and they take a bit longer to sell.2. As of end
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2022 Half Year Real Estate Market Review

We are about half-way through 2022. With the increased in mortgage Interest Rates, there are several speculation that the market is going to "crash"... In my 20 years of practice, the only crash observed was in 2008.Do I think that the Bay Area market is going crash where the average sale price
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Growing Your Retirement IRA/401k Funds by Investing in Real Estate!

There are many discussions, arguments about the Return on Investment in the Stock Market or Real Estate – which is better?!? Well, I don’t have the answer to this million $ question, as all of us have our own risk tolerance. However, what I can share with you is how to use you use your
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Is the Real Estate Market Going to Crash anytime soon?

It has been the question that everyone is asking for the past 10 years, and the market has proven many of us wrong over and over. Since the last market crash in 2008-2010, many have attempted to answer this questions. I myself included, and have I been wrong – YES!!!I have been following the
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Interest Rates Expected to Rise in 2022

As most of you already know, there are several predictions of the increased in interest rates in 2022. What does this mean to the active Real Estate Market that we have seen over the past few years, even during the COVID pandemic? If you have been following my bogs, you know that I have shared
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What Real Estate Market Cycle Are We In? 2022 Prediction

I have been tracking the our local real estate market trend ever since I switched my career ~ 20 years, ago. I have seen 30 yrs Mortgage Interest rate as high as 18.000% in 1981. Never in my current life cycle that I would imagine seeing 30 yrs fixed Interest Rate as low as 2.500%, and 2.000% for 15
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Eviction Moratorium, Rent Assistance, AB-832 - What You Need to Know!

As many of you know, we have all been one way or another, impacted by the COVID-19 Pandemic since March 2020. As a broker that helps managed a few properties for my investors, it has been my duty to keep up with all the changes with the Laws that affects Landlords and Tenants alike.California AB-832
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